Romney/Ryan Announce A Housing Policy Plan

President Obama has been criticized by many for doing everything possible to rescue the "too big the fail" banks and not doing enough the help homeowners who were sold mortgages that they cannot afford to service.  That is a real policy gap that his challengers might close, and win over some voters.  The plan released by the Romney/Ryan campaign is not really a plan.  It is a joke.  They do not describe what they will do to help distressed homeowners, and they argue that they will solve the "too big to fail" problem by reforming Fannie Mae and Fannie Mac.  They have nothing to say about the "too big to fail" Wall Street banks that everyone else is concerned about.  They are still exposed to the moral hazard risk that contributed to the financial crisis.  They are able to make high risk bets with the assurance that they will be bailed out by government when they get into trouble.  The remaining Wall Street banks, that have survived, are bigger than they were before the financial crisis, and they are still too big to fail.  The Romney/Ryan plan is a signal to the Wall Street banks that they will not attempt to break them up, and it appeases the GOP faithful who put all of the blame for the financial crisis on Fannie Mae and Fannie Mac.